iApprove Lending was established in 2006 by a management team with over 30 years of experience. We remain solid even after going through the worst mortgage industry crisis in more than seven decades.
Welcome to
iApprove Lending
How can you add more value
to your home?
How can you add more value
to your home?

Owning a property
Instead of being on a lease, you can own your property, which grows in value over time. Maybe you already have a home, but you want to pay less interest or change the terms of your loans to save money. You are looking forward to starting a new business, making an investment, or sending your kids to college; the advantage of having a house is that you can use capital from your home’s worth to fund goals and then pay into the house later.
Starting a mortgage
Unfortunately, the mortgage process feels so elusive, and you don’t know where to start. Megabanks are centralized and treat you like a number. These mega-chains expect you to drop the ball on everything else for documents, not realizing you are a human being juggling multiple priorities. Online mortgage startups try to bait you by cutting service fees, but our previous customers come to us dissatisfied. “Modern” mortgages work like an assembly line, not taking into account nuances such as child support, multiple streams of income, retirement, alimony, people who own numerous properties, nor non-English speakers. iApprove Lending’s staff, on the other hand, are experts in all loan scenarios, plus are multi-lingual.
iApprove Lending has the
latest technology, but also
the human touch.

You are in good hands
A home is what carries your most considerable financial assets, so you must have connectivity to customer-oriented services. Having personalized support means reaching out or visiting our office without the hassle and explaining things to you with ease and clarity. We are an independent direct-lender providing comparable web access, up-to-date interest rates, and overall a team of very dedicated people. You have options, goals set, and we can be the foundation to help you cross that bridge.
Our History
iApprove Lending (IAL) was established in 2006 by a management team with over 30 years of experience. Even after going through the worst mortgage industry crisis in more than seven decades, we remained solid. IAL commits the best customer service to you. We continuously improve our technology, loan flow process, communication, guideline assistance, prices, products, and internal staff training to make your life more enjoyable. You are the one who makes the accomplishments, and we are more than happy to support you.
Owning a Property
Instead of being on a lease, you can own your property, which grows in value over time.
Maybe you already have a home, but you want to pay less interest or change the terms of your loans to save money.
You are looking forward to starting a new business, making an investment, or sending your kids to college; the advantage of having a house is that you can use capital from your home’s worth to fund goals and then pay into the house later.
Starting a Mortgage
Unfortunately, the mortgage process feels so elusive, and you don’t know where to start. Megabanks are centralized and treat you like a number. These mega-chains expect you to drop the ball on everything else for documents, not realizing you are a human being juggling multiple priorities.
Online mortgage startups try to bait you by cutting service fees, but our previous customers come to us dissatisfied. “Modern” mortgages work like an assembly line, not taking into account nuances such as child support, multiple streams of income, retirement, alimony, people who own numerous properties, nor non-English speakers.
iApprove Lending’s staff, on the other hand, are experts in all loan scenarios, plus are multi-lingual.
iApproveLending has not only the latest
technology but also the human touch.
You are in Good Hands
A home is what carries your most considerable financial assets, so you must have connectivity to customer-oriented services. Having personalized support means reaching out or visiting our office without the hassle and explaining things to you with ease and clarity. We are an independent direct-lender providing comparable web access, up-to-date interest rates, and overall a team of very dedicated people.
You have options, goals set, and we can be the foundation to help you cross that bridge.
Our History
iApprove Lending was established in 2006 by a management team with over 30 years of experience. Even after going through the worst mortgage industry crisis in more than seven decades, we remained solid.
IAL commits the best customer service to you. We continuously improve our technology, loan flow process, communication, guideline assistance, prices, products, and internal staff training to make your life more enjoyable.
While you make financial accomplishments, we are more than happy to support you.
Putting People First
“I can’t tell you how awesome iApprove Lending has been to me. I went to 4 different places to get my loan done. All I wanted was to purchase a house for my wife and myself. Everyone else told me that I didn’t qualify because I am Self-Employed and I didn’t clear enough money. iApprove…
“I was recommended by my brother and I am happy that I did. Randy and his team were very responsive as well as honorable in the process ad no hidden fees. Everything is explained up front and we closed escrow as promised with no hidden fees. I will certainly return to Randy & iApprove Lending…
“I refinanced my mortgage on my house twice in the last ten years. This lender has done it each time. Their process was quick, simple, and transparent. They delivered on the promises regarding locking interest rates and closing on time. I have confidence in them when I have mortgage needs.” Santa Ana, CA
“All my loans were approved quickly and easily! I would definitely recommend this place to someone else.” Garden Grove, CA
“I’ve worked with them for a while and they work efficiently! Many inquiries from them only come from verification. They were very clear with their policies and they have such nice workers. Their customer service is nice and confident, and within two weeks my approval went through! I received a great deal in the end.”…
“Got me all sorted and ready go! Quick and Painless!” Orange County, CA
“Randy and his team made the process of refinancing very easy and painless. They have gotten us great rates over the years and always try to find ways to help us. We will continue to use this amazing company and I highly recommend you contact them if you want to work with a reliable team…
“I have used IApprove Lending for many years for new home purchases and refinances. They always do a great job of getting me the best rates and doing things as quickly and painlessly as possible. I refer my family and friends to them all the time.” Lake Forest, CA
“I just completed the refinance with iApprove Lending. Toan Thi is my Mortgage Loan Officer, he is very helpful and makes the process easy and fast. During this COVID-19, my refinance could be able to close within 4-5 weeks. From 2017 to 2019, Toan also helped me with new loan and refinance. Thanks so much…
“I was recommended by my mother who refinanced with Randy Nguyen. I am happy that I did as Randy worked with me to get the rate I wanted and was flexible with a few changes along the way. Randy and his team were very responsive as well as honorable in the process, as you know…
“Good Lender! our mortgage broker used them. They can lock in the interest rate the same day and close the deal in 21 days. Overall smooth transaction, If you give them all the documents upfront.” Santa Ana, CA
“I just completed a purchase mortgage with iApprove Lending in less than 21 days. Randy and Bryan are very responsive and helpful. The process was easy and smooth. Strongly recommended!!!!” Cypress, TX
“John is extremely nice and very friendly. He did not make us feel dumb for asking millions of questions. We HIGHLY recommend John for your real estate and mortgage needs. He also got our mortgage very quickly and smoothly.” Cypress, TX
“We did not think we would qualify for a loan to purchase our house. We can not believe there are loan officers out there like John. He took the time to explain to us what lenders are looking for. He even helped us with our credit scores. We can not thank him enough for putting…
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